Unbiased audit of your existing insurance coverage
Upload your current policy and get a thorough audit of hidden exclusions, room-rent caps, waiting periods, and sum insured adequacy.
Why choose PolicyFacts for free policy & document review?
Most policyholders only discover what their policy doesn't cover when a claim is rejected. Our complimentary audit analyzes your fine print — from co-payments and disease-specific sub-limits to renewal bonuses — so you have zero surprises during medical emergencies.
- 100% Free, zero-obligation policy audit
- Identification of hidden sub-limits & waiting periods
- Portability & upgrade recommendations
- Detailed written coverage summary in 24 hours
What's covered
Every detail that matters, handled.
Features we insist on before recommending any free policy & document review plan.
Fine-Print Scrutiny
We check room rent limits, ICU caps, and co-payment clauses.
Adequacy Analysis
Ensure your sum insured matches today's healthcare costs.
Premium Optimization
Identify overpriced riders and redundant add-ons.
Plans
Transparent tiers, honest recommendations.
Indicative pricing. Actual quotes depend on requirements and profile — we'll walk you through it in a 15-minute call.
Free Comprehensive Review
For any active Indian policy.
₹0 Free
- Life or Health policy audit
- Exclusion breakdown
- Claim-readiness score
- Phone consultation
From quote to assistance, in three simple steps.
No hidden calls, no pushy sales. A calm, senior advisor walks you through every stage.
Upload Policy Copy
Share PDF or clear photos of your policy document on WhatsApp.
Expert Audit
Our analysts decode terms, sub-limits, and exclusions.
Review Report
Get a clear 1-page summary and advisor consultation call.
Common questions
Answers before you have to ask.
Still have questions? A senior advisor will call you back within the hour, on your preferred number.
Request a callbackIs the policy review really free?
Yes, our policy reviews are completely free with zero purchase obligation.
Protect What Matters Most
Speak with our insurance experts today and receive personalised guidance without any obligation.