Uncover coverage gaps, hidden clauses, & overpaid premiums
Get an unbiased 360-degree audit of your existing life, health, and motor policies by senior advisors.
Overview
Why choose PolicyFacts for free policy review?
Most Indian families own policies with hidden sub-limits, high co-pay, or insufficient sum insured. Our free 15-minute policy audit decodes your fine print, highlights overlap, and ensures your coverage will actually pay out when needed.
- 100% free audit with zero obligation to buy
- Detailed report on hidden caps & sub-limits
- Identification of duplicate rider charges
- Unbiased recommendations to optimize premiums
What's covered
Every detail that matters, handled.
Features we insist on before recommending any free policy review plan.
Sub-limit check
Identify room rent caps, ICU limits, and co-payment clauses.
Sum insured adequacy
Evaluate if your existing cover matches current medical costs & inflation.
Rider audit
Check if critical illness & accidental cover are active and cost-effective.
Waiting period map
Track exact completion dates for pre-existing disease waiting periods.
Plans
Three tiers, one honest recommendation.
Indicative pricing. Actual quotes depend on age, city and profile — we'll walk you through it in a 15-minute call.
Standard Audit
For individual & family policies.
Free
- Review up to 3 policies
- Clause analysis report
- Phone consultation
- No sales pressure
From quote to claim, in three simple steps.
No hidden calls, no pushy sales. A calm, senior advisor walks you through every stage.
Upload Policy PDF
Share your policy document securely via WhatsApp or email.
Expert Analysis
Our senior underwriters review fine print & fine details.
Audit Call
15-minute call explaining gaps, savings, and improvements.
Common questions
Answers before you have to ask.
Still have questions? A senior advisor will call you back within the hour, on your preferred number.
Request a callbackIs the policy review really free?
Yes, 100% free with no obligation to purchase anything.
Is my data kept confidential?
Absolutly. We strictly follow data privacy protocols and never share your details.
Protect What Matters Most
Speak with our insurance experts today and receive personalised guidance without any obligation.